
	Rio Rancho, New Mexico, A Great Place To Live!	Roberta Birch
	*Is time running out?* Chances are, you or someone you know is in trouble with their mortgage. Today, 1 out of every 7 homeowners in America is behind on mortgage payments. These are tough and frustrating times. It's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged. Email me and we'll see what can be done to help you. This service is free to you. Coldwell Banker Legacy can help!	Call me for all your real estate needs. 505-503-0968 E-mail Roberta Coldwell Banker Legacy
	Rio Rancho Named as the State's Best Place to Raise Kids for a Second Year in a Row!!
"The greatest power that a person possesses is the power to choose." ~J. Martin Kohe	BUYERS! SIGN UP and Receive automatic personalized MLS listings by e-mail. Early each morning we will search the local MLS and find the homes that match your criteria and notify you immediately with the latest listing information!! Simply choose Dream Home Finder and fill in the requested information. Or, search for yourself at Search For Homes. SELLERS! If you're planning to sell your home in the next few months, this FREE service is designed to help establish your home's current market value. Simply email me information describing your house, its street address and your phone number, and I will use comparable sold listings in your neighborhood to help you calculate the fair market value of your home. If you would like me to meet with you, please call anytime and I will be glad to set up an appointment at your convenience. Roberta Birch and Coldwell Banker Legacy are here for you!	Search For Homes

Rio Rancho Weather	Specialization I specialize in representing my clients in the purchases and sales of single-family residences, income properties and investments within the Albuquerque, Rio Rancho, and surrounding areas. I provide my clients with the professional and personal service they each deserve. I accomplish this through over 30 years of combined management, administrative and sales experience, education, training and using the most up to date marketing techniques.

	If you have found yourself at risk of losing your home for whatever reason, we can help you minimize your losses and the impact on your credit rating, helping you get back on your feet faster. Do not risk going into foreclosure! Do not sign anything over to anyone! The scam artists are on the prowl! Beware of Foreclosure Rescue Scams! Help is FREE! Let us guide you through the maze. Call (505) 503-0968 for help.

Making Home Affordable	The Home Affordable Refinance Program gives up to 4 to 5 million homeowners with loans owned or guaranteed by Fannie Mae or Freddie Mac an opportunity to refinance into more affordable monthly payments. The Home Affordable Modification Program (HAMP) commits $75 billion to keep up to 3 to 4 million Americans in their homes by preventing avoidable foreclosures. Are you eligible?
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What is HAFA?	Home Affordable Foreclosure Alternative
REAL ESTATE NEWS:	Fannie to Offer Closing Cost Aid on Foreclosures FHA Relaxes Anti-Flipping Rule Lifeline Needed for Underwater Home Owners

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Dreaming of a different home someday?	Do you know that you eventually want a different house, but aren't ready to move yet? Is your credit rating too weak to qualify for a mortgage? Why not start preparing for your dream home now? While you're getting ready, you can be watching for the ideal home to come onto the market. E-mail me and I'll help you learn how! Coldwell Banker Legacy is here for you!

Call me to see these beautiful and efficient homes. (505)503-0968	Go Green! Call me to learn what "Green" really means in a home!
	Green Resource Council Benefits for Consumers Guide to saving energy in your home. Tax Credit Guide for Energy Efficient Appliances in New Mexico.
	ê ê ê ê ê ê ê ê Real Estate Information Links: Does Moving Up Make Sense? 8 Reasons to Work with a REALTOR ^® What Is An Appraisal? What A REALTOR ^® Can Do For You Broker Duties - My Responsibilities To You! Understanding Consumer/Broker Relationships 5 Things To Do Prior To Putting Your House On The Market What A REALTOR^® Does During Your Transaction - The Critical Role of the REALTOR^® ^{How Much House Can You Afford?} ê é ê é ê é ê é
	Useful Links: Rio Rancho Chat - great site for newcomers to the area! Rio Rancho Facts and Services Rio Rancho Public Schools or Albuquerque Public Schools Rio Rancho Business Directory Rio Rancho crime maps Albuquerque crime maps

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Office: Coldwell Banker Legacy, 500 Unser Blvd, Suite 101, Rio Rancho, NM 87124 (505) 892-1000 ~ fax (505) 468-0914
	©Copyright BJ Fitz & Company LLC 2010 A Proud Member of the Rio Rancho Regional Chamber of Commerce!	Please Visit RioRanchoChat.com

Rio Rancho, New Mexico, A Great Place To Live!

Rio Rancho Named as the State's Best Place to Raise Kids for a Second Year in a Row!!

Making Home Affordable

What is HAFA?

Fannie to Offer Closing Cost Aid on Foreclosures

FHA Relaxes Anti-Flipping Rule

Lifeline Needed for Underwater Home Owners

Go Green!

Rio Rancho Named as the State's Best Place to Raise Kids for a Second Year
in a Row!!